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Solving real-world business problems through blockchain technology
Lower the threshold of Invoice financing for SMEs
Traditional invoice financing is prone to error, procedurally cumbersome which results in long cycles. As a result, the cost threshold is unattractive to most small and medium enterprises. Unizon provides a digital invoice solution on the blockchain which is highly efficient, transparent, traceable and reliable. It easily supports invoice splitting and fractional receivability of accounts.
Invoice splitting enhances asset liquidity
The current processes of verifying the authenticity of split invoices is complex and prone to loopholes. This limits the flexibility and liquidity of invoice financing. The Unizon digital invoice solution transforms invoices into a new asset that has high liquidity and high composability. It can be used as an underlying asset of structured finance such as ABS.
On-chain digital invoice as CBDC payment tool
The digital invoices created by suppliers will become a transparent, visualised, and fractionable on-blockchain digital asset. They will also become a payment tool that can directly support on-chain payments in CBDC. The smart contract embedded in the digital invoice can automatically distribute the right amount of CBDC payment to the ultimate holders of the corresponding note receivables
How digital invoice system works?
Issue On-Chain Invoices
Suppliers can issue on-blockchain digital invoices to their buyers. Once confirmed by buyers, it will generated corresponding receivables for suppliers.
Invoice Splitting and Financing
Suppliers can get financed by splitting and selling their receivables to financiers or listing them and sell on open NFT/SFT marketplaces.
Payment Collection
Buyers can make on-chain payments by directly transferring CBDC into digital invoices. Once paid, the payments can be claimed from corresponding receivables.
